Obamacare 2018 enrollment opens Wednesday

03 November, 2017, 01:06 | Author: Manuel Hopkins
  • S&P: ObamaCare enrollment hurt by Trump uncertainty

The enrollment period for 2018 ends December 1.

"We're hoping to enroll about 5,000 people; of course we have to do that in half the time", said insurance program director Elizabeth Colvin. The Trump administration also slashed the advertising budget for HealthCare.gov by 90 percent.

"Taking away the advertising means that people aren't going to get those reminders", said Lori Lodes, co-founder of Get America Covered.

But with Obamacare open enrollment starting on Wednesday and President Donald Trump trashing the law, Obama returned to a familiar role: insurance pitchman. "This year, more than 80 percent of Delawareans who have a Marketplace plan are receiving tax credits to lessen the costs of their premiums". About 10 million consumers are enrolled in marketplace plans, and many who return to shop for 2018 will find that premiums are lower than ever before.

"A lot of people really don't know that the Affordable Care Act is still a thing and that they can still get coverage through the marketplace", said Moffett.

If you have questions about signing up or want to talk through your options, free help is available online or by phone. In a silver plan, the insurer pays about 70 percent of medical costs and the consumer pays about 30 percent, up to a maximum annual out-of-pocket cap of $7,350 for an individual and $14,700 for a family.

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Bronze plans have lower premiums, but their deductibles are higher - almost $5,900, on average, for an individual in 2018, according to a new report from Health Pocket, an online health insurance shopping tool.

Enrollment in ObamaCare's exchanges next year could drop by as much as 1.6 million people because of uncertainty cause by the Trump administration, according to a Wall Street forecast released Tuesday.

El Rio will call all of those who have signed up for the ACA in the past, to remind them, they must do it again within the six week window. Bronze plans have low monthly premiums but high costs when you need care; gold plans have high premiums but lower costs when you need care.

Almost half of counties in the US are expected to have only one insurer offering plans in 2018. Many receive tax subsidies that reduce high premiums.

Many consumers will be able to find plans for as little as $20, $10, or even $0. Two insurers - Delta Dental of Delaware, Inc. and Dominion Dental Services, Inc. - will offer a collective 12 stand-alone dental plans.

Carlyn Cowen, chief policy and public affairs officer for the Chinese American Planning Council, said information sessions are crucial because many of their members are afraid to sign up for ACA insurance due to their distrust of the government over immigration issues.

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